12Jun Rep. Hornberger’s plan updating driver’s license or state ID has been signed into law Categories: Hornberger News,News Legislation introduced by state Rep. Pamela Hornberger to align state identification cards with federal guidelines and bring the state into compliance with federal requirements was signed into law this week by Gov. Rick Snyder.Current Michigan law does not allow for a license expiration date to align with the expiration date of an individual’s visa.“This plan aligns state identification cards with the federal visa system,” said Hornberger, of Chesterfield Township.Beginning Oct. 1, 2020, all Michigan residents will need to present a REAL ID-compliant document to fly within the United States and enter certain federal facilities.In total, 27 states including Washington, D.C. are compliant with the law.House Bill 5686 is now Public Act 176 of 2018.###
State Rep. Greg Markkanen discusses a plan to lower car insurance rates with a colleague before the House took the historic vote today.State Rep. Greg Markkanen today joined his colleagues in approving a bipartisan plan to significantly lower car insurance rates for drivers across the state.The House overwhelmingly voted to approve legislation guaranteeing lower rates by giving drivers more choice on personal injury protection coverage, stopping price gouging on medical services for car accident victims, and combating fraudulent claims. The plan should soon head to the governor for her expected signature.Markkanen, of Hancock, said the bipartisan solution is designed to end Michigan’s long tenure as the state with the most expensive car insurance rates in the nation.“The high cost of Michigan’s car insurance is one of the most common complaints I hear from people in our community,” Markkanen said. “We’ve listened to their concerns and produced a solution that will make driving more affordable for families and seniors in the Upper Peninsula and all across Michigan.”Michigan’s costs are high largely because it’s the only state mandating unlimited lifetime health care coverage through car insurance. The bipartisan reform plan allows those currently using the coverage to keep it, and those who want it in the future to continue buying it – while providing more affordable choices.### Categories: Markkanen News 24May Rep. Markkanen, House approve bipartisan solution to lower car insurance rates
Trace CEO, Olivier LaouchezEurope-based channel group, Trace, has launched a new Portuguese-language music network in Angola and Mozambique.Trace Toca went live this week on MultiChoice’s digital satellite TV service DStv in the two countries at slot number 595 on the EPG. It is available on DStv’s ‘Bue’ (Premium), ‘Grande’ (Compact) and ‘Facil’ (Access) packages.The channel, which is dedicated to afro-lusophone music and culture, will air popular music from Angola, Mozambique, Cape Verde, Guinea Bissau, Brazil and the Caribbean – covering music genres such as kizomba, kuduro, zouk, cabo love, semba, samba, afro house, afro pop.“Angola and Mozambique are among the most creative and prolific countries for music in Africa. Trace is already very popular in these two countries thanks to our pan-African TV feeds: Trace Urban and Trace Sport Stars. Nevertheless, the unique afro-lusophone cultural identity requires a dedicated music channel specially made to match the tastes of the local music fans,” said Trace Group co-founder, chairman and CEO, Olivier Laouchez.“In partnership with the DStv teams in Angola and Mozambique, we have built Trace Toca with the ambition to complement the existing music offering and to engage music lovers in a new and great local music experience. This is a fantastic project that will become a fantastic channel.”MultiChoice CEO, Nico Meyer, said: “We are always excited when we launch new channels on our platform. This ensures the continuity of an excellent programming offer and demonstrates our commitment to provide the best to our subscribers.”Earlier this year, Modern Times Group agreed to buy a 75% controlling stake in the youth-orientated Trace group for €30 million. The deal closed last month after receiving regulatory approval from the French media authorities.
From Jim Rogers… to Marc Faber… to Congressman Ron Paul, this book is sitting on the desks of some of the world’s smartest thinkers…And for good reason, too.Inside you’ll find 47 ways to protect your wealth from the declining value of the U.S. DollarDiscover FIVE of those 47 ways for free, right here. Sponsor Advertisement This video clip probably got a fair amount of playing time with the JPMorgan et al crowd, the CFTC, the CME Group…and beyond.It was a pretty quiet trading day just about everywhere on Planet Earth on Monday. The gold price got sold down about ten dollars by shortly after 10:00 a.m. Hong Kong time…and traded mostly above the $1,590 spot price mark right up until it’s low price tick of around $1,587 spot that came about five minutes before the 8:20 a.m. Eastern time Comex open. Gold rallied from there, breaking through the $1,600 price mark around 10:50 a.m. in New York. That proved to be its high tick of the day…$1604.40 spot…and every other rally attempt over the $1,600 spot market got quietly, but firmly turned aside.Gold closed at $1,596.90 spot…down $2.20 from Friday’s close. Net volume was only 88,000 contracts…and about 10,000 contracts of that amount was a spread trade placed early in the Far East trading day.Here’s the New York Spot Gold [Bid] chart on its own, so you can see the micro-action around the $1,600 mark in New York trading. Note the pre-Comex opening low…and the multiple attempts to break above $1,600 spot. It was another day when gold’s closing price would have been much higher if left to its own devices.In Far East and early London trading, silver traded in a 30 cent price band…from around $29.50 to $29.20 spot…with its low of the day coming shortly before 1:00 p.m. London time, which was a few minutes before 8:00 a.m. in New York. Then it looked like silver retested that low minutes before the Comex open.Ten minutes after New York began to trade, silver was back above its Friday close…and traded around that price until its spike high of $27.74 that came the same minute as gold’s high tick…about 10:40 a.m. Eastern.After that, the silver price never got above the $27.65 spot mark…and finished the electronic trading session at $27.52 spot…up a whole 3 cents from Friday. Net volume was around 27,000 contracts.The dollar index opened where it closed on Friday…around the 81.60 mark. It reached its Far East high [around 81.83] late in the morning Hong Kong time…and then rolled over to its low of the day [81.55] which came around 10:40 a.m. in London. Then away it went to the upside. The high was around 81.96 at 10:25 in New York…but 90% of the dollar index rally was in by 8:15 a.m…which was five minutes before the Comex opened for trading. From there, the index slid a hair…and then traded sideways for the last six hours of the New York trading day, finishing around 81.87.The gold stocks sold off a bit at the beginning of the New York trading day…and their high came, naturally enough, at the 10:40 a.m. spike high in the gold price. From there, the gold stocks got sold off to their low of the day, which was minutes before noon Eastern time. After that they clawed their way back to almost unchanged by the close. The good folks over at finance.yahoo.com that provide the daily HUI chart, obviously had some issues early in the day, but got them fixed in the few hours of trading. The HUI finished down a tiny 0.11%.Most of the stocks in Nick Laird’s Silver Sentiment Index closed in positive territory, but the 3.85% decline in Pan American Silver dragged the SSI down as well…and it closed down 0.47%.(Click on image to enlarge)The CME’s Daily Delivery Report for the second delivery day in July showed that 6 gold and only 99 silver contracts were posted for delivery on Wednesday. In silver, the biggest short/issuer was Merrill with 95 contracts…and biggest long/stoppers were JPMorgan and the Bank of Nova Scotia. They stood for delivery on all 99 contracts issued. The link to the Issuers and Stoppers Report is here.As of the preliminary report from the CME in the wee hours of this morning, there are about 2,400 silver contracts still open in July.There were no reported changes in GLD yesterday, but an authorized participant[s] withdrew an eye-watering 4,364,343 troy ounces of silver from SLV. It’s hard to say whether that withdrawal was price action-related…or whether the silver was more desperately needed elsewhere.The U.S. Mint had a small sales report to start out the month of July. They sold 2,000 ounces of gold eagles…and 269,500 silver eagles.The Comex-approved depositories reported receiving 599,997 troy ounces of silver on Friday…all of it into Brink’s, Inc. The link to that action is here.Here’s a chart that Washington reader S.A. stole from somewhere yesterday…and it needs no further embellishment from me. My first story of the day is on this subject.As per most Tuesdays, I have a lot of stories…and the final edit is, as always, up to you.Asia is accumulating Gold. Russia is accumulating Gold. “Backward” nations all over the world are accumulating Gold – on both an individual and a government level. While the “developed” world has developed an idea of monetary safety which turns all history on its head, the rest of the world is not going along with them. We’ll leave it to you to decide which are the credulous and which are not. – Bill Buckler, Gold This Week, 30 June 2012With such light trading volume in both metals, I wouldn’t read a lot into yesterday’s price action…although it was obvious that gold wasn’t allowed to breach the $1,600 spot price mark for more than a few minutes at a time. Silver’s price was well contained below the $28 spot mark as well.But the story of the day yesterday was that CNBC panel discussion where all parties acknowledged that the silver market is rigged seven ways to heaven will, in my opinion, turn out to be a key moment in the history of the price management scheme in silver. There’s no doubt it my mind that this video clip probably got a fair amount of playing time with the JPMorgan et al crowd, the CFTC, the CME Group…and beyond. I would bet that there are forces now in play that can’t be stopped.How big a hammer blow this is may not show up in the silver price immediately, but it indicates to me that the silver fuse is definitely lit…and the end is getting closer with each passing day.As I mentioned in my Saturday column, the Friday COT report showed that the eight largest Commercial ‘traders’ in the silver futures market were short 3.27 times the net short position of 60 million ounces…a monstrous concentration held by a small handful of traders, dominated by JPMorgan. This is what silver analyst Ted Butler had to say about it in his Weekly Review on Saturday…“It’s hard to express the true meaning in the proper words, but the ‘big 4’ now hold a short position that is 2.5 times greater than the total commercial [net] short position, an extreme level never witnessed in my memory. In many ways, even though the total amount of commercial shorts in COMEX silver has never been lower, it has also never been more concentrated than it is now. The true measure of manipulation is the level of concentration because concentration determines market control.”Well, it was an interesting trading session in the Far East on their Tuesday…and that positive trend is still in place now that London has been open for about two hours. Gold is above the $1,600 spot price mark at the moment, but silver’s two attempts to move above $28 spot, ran into the usual not-for-profit sellers. Gold volume is not overly heavy for this time of day, but silver volume is getting up there. The dollar index has been pretty much ruler flat since the Far East open on their Tuesday morning. And as I hit the ‘send’ button at 5:18 a.m. Eastern time, gold is up exactly twelve bucks…and silver is up 40 cents.Today, at the close of Comex trading, is the cut-off for Friday’s Commitment of Traders Report…and I must admit that I’m looking forward to Tuesday’s New York trading action with great interest.I’ll have a column tomorrow on the July 4th holiday…but it will be posted later in the morning, like it is on Saturday, so don’t expect it in your in-box at its usual time.
Vehicle safety technology continues to evolve at a rapid pace. Today’s cars can watch your blind spot, help keep you in your lane, automatically hit the brakes in an emergency, and more. But while the technology helps prevent accidents, there is a potential side effect: increased repair costs. How to make your car’s safety features work for you © 2019 The Associated Press. All rights reserved. This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. Ultimately, we had two options for our Prius: 1) fix the blind-spot monitoring system and leave the scuffed bumper, costing us $2,384, or 2) do the repairs with a new bumper for a staggering $4,339.CALIBRATION AND ADDITIONAL REPAIR COSTSWindshields and bumpers are two of the most common body repairs, and safety system calibration is a consistent cost factor in those repairs. Even one degree out of alignment can cause significant problems, according to body repair experts.Windshield damage accounts for more than 14.5 million replacements annually, according to AAA, with some automakers requiring the use of factory glass that meets strict standards for optical clarity. Plus, many safety systems that rely on cameras positioned behind the windshield require recalibration when the glass is replaced.This calibration can cost roughly $1,500, which can be as much as three times the amount to replace the windshield on a car without the technology. Add another $850 to $1,900 if the front camera sensors ? used with automatic emergency braking adaptive cruise control, lane departure warning and lane keeping systems ? need to be replaced.Finally, rear radar sensors used in bumpers with blind-spot monitoring and rear cross-traffic alert systems can add $850 to $2,050 in repair costs, according to AAA.WHAT ARE MY OPTIONS?If you are relying on a safety feature that is not functioning correctly, then you are putting yourself and your occupants in danger. It will also affect the trade-in and resale value of your vehicle. Even if you replaced your bumper, you can’t hide the warning lights.One option might be to drive an older vehicle without the expensive safety technology. On modern cars, however, there’s really no way around it. You have to go into it knowing that you will end up paying more for repairs, whether out of pocket or through insurance, where it may increase your premiums. It is just a sign of the safer, yet more expensive, times we live in.EDMUNDS SAYS: Advanced safety features are becoming a standard fixture integrated into vehicles. They help prevent accidents, which could save you money. But if you do get into a seemingly minor accident, make sure you are prepared to pay double, or even triple, the amount of a basic automobile repair. This undated photo provided by Edmunds shows the 2016 Toyota Prius, an example of a late-model vehicle that comes with advanced safety features. These features are useful but can lead to increased repair costs should the vehicle get damaged in an accident. (Scott Jacobs/Edmunds via AP) Explore further These technology features in new vehicles typically rely on sensors and cameras that are mounted on relatively exposed parts of a vehicle, such as bumpers and windshields. If you do get into an accident, the resulting repairs can add up to about $3,000 in extra repair costs, according to a recent AAA study .We experienced this firsthand after a parking lot fender-bender left what appeared to be minor scratches on Edmunds’ 2016 Toyota Prius long-term test vehicle. A visit to the body shop, however, revealed that the damage was more substantial.MINOR ACCIDENT TURNS INTO MAJOR REPAIRSNot too long ago, an incident such as ours could be fixed for roughly $1,000 in total. Sand down the old bumper, add some Bondo as filler, repaint it and you’re done. Nowadays, the repair is more complicated.After the incident, our Prius had deep paint scratches on its bumper and persistently displayed the “Blind-Spot Monitor Malfunction” warning light. We took it to a local Toyota dealership in Los Angeles since the damage was minor—or so we thought.The dealership pointed out that the damage was more extensive. The blind-spot sensor needed replacing, and the sensor bracket, which is welded to the frame, was damaged and out of alignment. The replacement sensor had a price tag of $1,000, and it needed to be calibrated. This fix would cost an additional $465 and take about three hours to complete.The dealer suggested we contact a body shop to address the bent bracket and the cosmetic damage to the rear bumper. That’s where we learned of another repair issue. In some vehicles equipped with blind-spot monitors, manufacturers now use a thinner layer of paint on the bumper so the paint won’t interfere with the sensors. This special paint job makes it more difficult for a repair shop to fix and repaint. In many cases, a repair shop will opt to put on a new bumper rather than repair the old one. Citation: Edmunds examines costly side effect of safety tech: repairs (2019, April 3) retrieved 17 July 2019 from https://phys.org/news/2019-04-edmunds-costly-side-effect-safety.html
KPMG to provide free consulting service for Kerala reconstruction SHARE SHARE EMAIL USA RELATED September 02, 2018 Kerala Chief Minister Pinarayi Vijayan – PTI ‘Kerala floods may rank next only to 2015 Chennai event in terms of claims’ COMMENTS Kerala Chief Minister Pinarayi Vijayan left for the US early this morning for medical treatment, after rescue and relief efforts following the recent floods postponed the trip, originally scheduled for August 19. The Chief Minister is headed for the reputed Mayo Clinic in the US for three weeks, for an as yet undisclosed ailment. NO STAND-IN CMThe Chief Minister was originally booked to fly from Thiruvananthapuram tomorrow, but chose to fly out a day earlier, with only a few in the state administration privy to the development, sources said.Earlier, on Saturday, he briefed Governor P Sathasivam about his trip, and updated him on the status of relief operations, and plans for rehabilitation of hundreds of thousands of flood victims. The Chief Minister has not appointed a person in charge of his office. During his stay in the US, he would be able to check electronic files and take decisions on routine administrative matters.Industries Minister E.P. Jayarajan, who has been restored as his second-in-command, would address Cabinet meetings and also officially receive contributions to the Chief Minister’s Distress Relief Fund. The Chief Minister’s trip, which was unavoidable according to sources, has come at a time when the state is fighting a potential public health challenge in the form of a leptospirosis (rat fever) outbreak.A high alert has been sounded for the water-borne disease, which claimed 28 lives in August, with suspected cases being reported from Kozhikode, Palakkad, Thrissur, Malappuram and Ernakulam districts. FOLLOWS NIPAH SCAREA zoonotic disease (that transmits from animals to humans), rat fever propagates fast in rain/ floods as urine from infected rats or other rodents contaminates water, affecting human beings easily. This is the second major public health scare after the Nipah virus attack in June that took 17 lives, with the vulnerable Kozhikode district reporting 60 cases with symptoms of leptospirosis. The symptoms include high fever, headache, chills, abdominal pain, and rashes, with the aged and those suffering from kidney or liver ailments being soft targets. Health officials have asked people in the flood-hit areas and those engaged in the clean-up operations to take two 100 mg doxycyline tablets after food twice a week.In Kozhikode, excise minister TP Ramakrishnan popped a doxycyline tablet during a press conference on Saturday, urging people to take adequate precautions.“We are keeping utmost vigil,” health minister K.K. Shailaja said. “All flood-hit people and relief workers have been advised to take enough precautions. The Union Health Ministry has promised us all help.” healthcare industry SHARE Published on Kerala flood claims settlement to pick up speed, says Oriental Insurance chief Kerala medicine COMMENT